• When you get a good home loan, your evaluation of the property and interest rate is protected. 
  
  
• You’re getting value for money.  
  
  
• It becomes a seamless process: there is one application and one submission, and when you use ZA Fin, we go to all banks and find you the best deal. 
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• You get the best interest rate through ZA Fin’s negotiation on your behalf.  
  
  
• The process is seamless and done by professionals who know the industry best.

• Your credit profile, payment profile, affordability status, and track records of payments. 
  
  
• Whether you are permanently employed, a permanent resident of South Africa or married to a non-SA resident. 

• It’s FREE! 
  
  
• We have ZERO obligations – you can walk away from your offerings at any time. 
  
  
• Our expert bond originators also specialise in home loans, so we’re able to negotiate on your behalf. 

You can use our bond calculator to get an idea of what you can afford, but the best way is to reach out to a ZA Fin consultant, because they know exactly how much you would be able to afford by looking at your finances and calculating from there.