At ZA Fin, we offer a variety of home financing options, including fixed-rate home loans, variable-rate home loans, first-time buyer loans, and refinancing options. Our financial experts can help you determine the best option based on your needs and financial situation.

You can apply for a home loan through our user-friendly online application portal or by visiting one of our branches. The process involves filling out an application form, submitting required documents, and undergoing a credit assessment. Our team is here to assist you throughout the process.

Typically, you will need to provide proof of income (such as payslips or tax returns), bank statements, identification documents, and proof of residence. Additional documents may be required depending on your financial situation and the type of loan you are applying for.

The loan approval process can vary depending on several factors, including the completeness of your application and the type of loan. On average, the process takes between 5 to 10 working days from application to approval. Our team works diligently to ensure timely processing of all applications.

Eligibility for a home loan is determined by several factors, including your credit score, income, employment history, debt-to-income ratio, and the amount of your deposit. Our loan officers will review your overall financial profile to determine the best loan options for you.

Your credit score is a key factor in determining your eligibility for a home loan and the interest rate you will receive. A higher credit score typically results in better loan terms. If you have concerns about your credit score, our team can offer advice on how to improve it.

You can contact us through our website, by phone, or via email. Our customer service team is available to answer your questions and provide any assistance you need.