A bond originator is a professional who specialises in home loans. We help you navigate the home loan application process and find the best deal for your needs. We assist you with the application process, provide you with advice on how to improve your credit score, and negotiate with lenders on your behalf, and get you the best offer available.

A: Bond originators typically offer a range of services including:

1. Assessing the client’s financial situation and creditworthiness.

2. Finding the best home loan deals from different lenders.

3. Helping clients to complete the application and documentation.
required for a bond.

4. Negotiating the terms and interest rates of the bond

● Saves you time and money

● We help you understand the process of applying for a bond

● We help you find the best deal that suits your financial situation.

● We specialise in home loans

● We offer a free service.

No fees, no obligations, no catch.

If your bond application is declined, your bond originator will contact you to discuss the reasons for the decline with you and help you understand what measures you can take to improve your chances of getting approved in the future.

Yes, you can use a bond originator even if you have a bad credit score. We can help you understand your credit score and assist you in finding a lender that is willing to work with you. However, in this case getting approved for a bond may be harder, and interest rates may be higher.

ZA Fin is powered by Ooba – who is a registered, trustworthy bond loaning service. Our sister company, ZA Prop, is also PPRA registered.

After you’ve received your bond grant, you can get life insurance, household insurance, and property insurance. Banks may reach out to discuss these services with you.